Sheffield Financial - Review in Loans and Mortgages category from Coffeyville, Kansas
4 comments
I have a complaint about Sheffield. My credit score is 610,yet because of a felony charge 23 years ago you discriminate against me.
No delinquencies $45,000 credit line with a credit Union;yet you discriminate against me due to public opinion of my felony.
YOU DO NOT DESERVE MY BUSINESS OR TO EVEN BE IN BUSINESS!!!!
Location: Coffeyville, Kansas
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Your credit sucks, 610 is not a good score. They denied your loan because you're financially irresponsible, your criminal record doesn't even show up on a credit report.
610 is about a C+. Not quite in the "sucks" category, but may as well be. Lenders see you paid off 5 car loans in 12 years and no collections, but if you got in a financial pinch 4 years ago and struggled with just 1 credit card, you're crap to them.
Yes
Felony charges effect you in SO many ways. Just remember that is not the lenders fault.
I hear ya they discriminate against me just for a 6 year old bankruptcy. I make 40k a year.
Get denied in under 30 seconds. I could understand if it was recently but I make good money,own my home and have a truck payment.
I've paid off a loan from these people, does that matter. Nope....