Sheffield Financial
Reviews and Complaints
SCAM, SCAM, SCAM
First of all Sheffield Financial charged a loan origination fee of $71.00, which is understandable, although that wasn't explained to me. But when I went to make a payment, I find that they are going to charge me $5.99 each month I make a payment.
But what really took the cake is, being that I am a conservative person, I decided to pay the loan off to keep from making the $5.99 payment each month over 12 months.
By doing they are charging $114.99 which is more than carrying the loan over a 12 month period at $5.99. They advertise interest free but they collect more fees than they would have collected in reasonable interest.
- Attitude of customer service representative
Preferred solution: Refund Fees and stop future fees for paying your own account.
Shady Interest Collections, *** Customer Service
I purchased a 4 seat Kawasaki UTV and the loan was with Sheffield Financial. With over 11.75% interest (for a customer with a 779 credit score to boot), I decided to pay the over $18000.00 financed amount off in a few lum sum payments, rather than letting them get so much money in interest for a loan I didn't want to draw out for the full term.
I made two $5000.00 payments in a row and then another $2000 payment. Not looking at my previous statements, I had noticed that although I was paid ahead 3 years on the loan, they had taken almost $400.00 interest out of the $2000.00 payment, even though my statement clearly reads $1.72 daily interest accrues. They took 500% more interest out of my bulk payment than was due for 1 month at the current rate. My entire interest paid in 2013 was less than they took from my one principle payment.
Apparently you can't make principle payments?
They will be sued or audited after I receive my accounting. Rip off someone else you ***
Review in Loans and Mortgages category from Coffeyville, Kansas
I have a complaint about Sheffield. My credit score is 610,yet because of a felony charge 23 years ago you discriminate against me.
No delinquencies $45,000 credit line with a credit Union;yet you discriminate against me due to public opinion of my felony.
YOU DO NOT DESERVE MY BUSINESS OR TO EVEN BE IN BUSINESS!!!!
Sheffield Financial Loan Review
Sheffield Financial - Coupon Review from Spokane, Washington
Sheffield Financial - Bike Financing Review from Thomasville, North Carolina
Horrible finance company or shoul i say borrowing money from the mob. I was close to 2 months late which i had the money to pay in full but instead tjey had my bike repo but i still wasnt mad yet i called them the next day to try and get it out which 2 months was only 398 plus 335 for the repo fees.
I call them back to pay the 733 but than was told since it hasnt been a year year and i have BREACH my contract. Which wasnt true cause i read their policy very clearly they told me it was going to cost $2000 to get it out so i got upset and argue with them and threaten them that if they could call my house to get the payment they can call before sending someone out on my property and lift my motorcycle cover off my bike in my yard before even knocking on the door which they did i told them i was going to let the dog out on them. so than my sister call money in hand all $2000 to get it out than they bump it up to $10000 because evidentally i was threaten them with my dog when clearly tjey was trespassing. And $10000 was the bike payoff....
Youre a finance company and thats what it is if im paying $10000 for the payoff than it wouldnt be financing anymore pretty much im just buying it over again plus not to mention even if i was to get it out they stated that it will still mess my credit up and the repo will still show on the credit report.
So why would i do that i let them kept that bike which had already been dropped a few times and couple things was already broken (at the time new rider) but i would never spend 10000 to get it back i rather just go get another one for tjat amount which i did and i owned..... These people are very unprofessional so make sure tjat its not sheffield.
Politics and discrimination of non whites abound here.
I went to Sheffield Financial to work hard and to learn from people who had been there for years. I was met with politics,unprofessional behavior from my supervisor and the good ole boys club.
Everyone stood around talking about the good ole days,and if you didn't have seniority, or didn't fit in you weren't there for long. This made me feel excluded and I felt like my job was always on the line. I had to run my boss down to figure out who I was training with every day, and I was let go without explanation.
It was horrible! I just thought they should know how they made me feel.
Preferred solution: Let the company propose a solution
Zero Turn Mower Review
Sheffield Financial Loan Review
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Montgomery, AlabamaCustomer Service Needs Training On Customer Service
They financed the RZR I bought
DON"T DO IT!!! WHAT A TERRIBLE EXPERIENCE!!!!
It took over five months to get my title after paying it off completely!!
How can you sell your vehicle to another party with that kind of service? What potential used RZR buyer would agree to wait that long? What new buyer wants to wait that long? They have no respect for other peoples lives Obviously customer service is not their goal.
If you get an extended warranty and your new buyer doesn't want it, selling it back is a nightmare! They waste your time trying to figure out if your trying to rip off the warranty!
Your payment in full will clear the bank and then the wait begins with no notice that they have your money. Doesn't matter how polite or how much disrepair they cause you.
THEY JUST DON'T CARE!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Fort Myers, FloridaSHEFFIED HORRIBLE CUSTOMER SERVICE
Sheffield Financial is not a bad company.
Crazy fees, and bad customer service
SHEFFIELD FINANCIAL
BAIT & SWITCH.....OFFER OF 0% FOR 4 YEARS ....APPROVED FOR 0% FOR 3 YEARS....EXCELLENT CREDIT SCORE..........PROBLEM AGE OF APPLICANT 67...............single.............female. SELLER COULD PROVIDE NO INPUT INTO DECISION OF LENDER.
CONTACTED STATE DEPT OF CONSUMER AFFAIRS WHO IS CURRENTLY REVIEWING PRIOR TO BEGINNING ANY LEGAL ACTION. HAVE NEVER BEEN DENIED CREDIT FOR ANY PRIOR LOANS, CREDIT REPORT SHOWS EXCELLENT PAYMENT RECORD.
HAVE NEVER HEARD OF THIS COMPANY PRIOR TO THIS PURCHASE AND PROBABLY WOULD HAVE USED MY LOCAL CREDIT UNION HAD I KNOWN I WOULD HAVE HAD TO PUT UP WITH THIS NONSENSE. CAN'T IMAGINE WHY SCAG WOULD INVOLVE THEMSELVES WITH A BUSINESS LIKE THIS.
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Pay cash for your ***. These financial companies are in BUSINESS to make money. Don't like your situation...change it.