Anthony W Rov

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Verified Reviewer

Run!!!

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I have 1 credit score at 645 and the rest at 690s 1 bad debt and 14% debt ratio. They said no. I already have a financed mower. Never use the company. They are awful. Find someone with in house financing. Its a better deal. Sheffield.newnew
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Cons:
  • Unfair business practices
  • Customer service
  • Business policy

Preferred solution: They go bankrupt

Gladys Y

They give you future due dates that aren't the next month's due date.

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Called 24 the express for payoff, was informed that I couldn't get a payoff quote for account with a $0 balance. It told me that the amount of payment received on 1/29/2020, interest paid last year, interest to date. It didn't mention anything about the payment I had sent in. On Feb.28, 2020 when I called to ask about my payment I was told it was applied to my account.
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Loss:
$436

Preferred solution: Full refund

Anonymous
map-marker New York, New York

Paying Bill

They do not allow you to pay more on your loan. If I pay more then they do not accept payment the next month. So they force you to endure the interest rates on your loan.
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User's recommendation: Be Aware

Anonymous
map-marker Grand Bay, Alabama

Be patient customer service is terrible

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Tried to call multiple times. Need payoff but website wont let me pay over 3000. No one answer customer service sat on hold 15 min every time so far. Still no answer.
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heidi s Xuv

Do NOT believe it when they say they will work with you in time of need

I wasn't in need & they reported my early payoff as a late received to the credit bureau I paid what was thought to be my last payment apparently intrests added another $151.00 Instead of a telling me or sending a bill they reported me to cdit bureau!! Both times I used them they where paid off much earlier then the loan. SO Ill Now complain about the 2nd purchse thru them was quoted on phone at a lesser intres rate when I went to pick up & sign for such trailer the company had written me in at 5 percent higher rate !!! BEWARE OF ANYONE FALSELY PREYING BY SAYING THEY CARE AND ARE THERE TO HELP THEIR CUSTOMERS ,,
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Reason of review:
Problems with payment

Preferred solution: review the bad checks you put on my credit report!!!

2 comments
Guest

"I paid what was thought" THE END, Totally YOUR Fault. What do you mean you paid what you thought you owed?

What kind of simple reality do you come from? You don't THINK @#$# when you're doing business with anyone. You call or write(preferably both) and get a pay off in writing with a notation telling you how long that payoff amount is good for. Rather than do something that makes sense, you just send off a random payment and then get mad because someone doesn't contact you.

To them, you're another person short paying an account. Thanks for the what not to do if you're a REAL adult who can handle their business. Oh, and BTW, DO NOT sign up for anything thinking someone is going to "work with you"(dead beat lingo). They will "work with you" within the confines of the agreement YOU signed.

That's it... OK...People like you enjoy saying "you must work for them." Now is the time for that.

heidi s Xuv
reply icon Replying to comment of Guest-1767567

I did pay them I did speak on the phone with them Its like closing an account theres always hidden extra,, Youd think when you speak direct about last pay on account someone that works there would KNOW! Well guess what They didn't....

when the title didn't comes as was suppose to I contacted them again a month later..

I didn't need help in paying BUT THE TOP of their page every single month states SUCH! Take *** down !

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Anonymous
map-marker Springfield, Tennessee

Unfair practices.

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Don’t follow your federal requirements. Was denied loan for lawn mower and said we would get a letter telling us why we were denied. It’s been 2 weeks and no correspondence at all. We were told in an email we would hear why in 5 days. Well, if you don’t keep your word about that what else do you not do.
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2 comments
Guest

O c'mon, you know full well why you were denied or else you wouldn't be coming to this place for money. Here's what you do, assuming you don't know why go get a FREE credit report.

No not some junk from a credit monitoring service but an actual full free credit report. You're entitled to 1 per year at no charge. Google for instructions. Look it over and then look it over again.

If there are errors, dispute them and clean up your credit. If there are no errors and your credit is junk, you'll just have to wait it out.

Guest

Be glad you didn't get hamstrung by an outfit like this. Call it Divine Intervention.

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Avoid I
map-marker Killeen, Texas

Who are you?

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I received a loan contract from this company i had never dealt and had no idea who they are.
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Loss:
$100000
Reason of review:
Poor customer service

Preferred solution: Full refund

Jeff T Jjx

Had a 48 month term loan with Sheffield

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Have had nothing but a pleasant experience with them, I have used Sheffield Express 24 every month for 4 years to make my payments and have had no issues whatsoever. It seem that most reviewers have a very negative outlook on life in general , so I am adding my positive review for what it’s worth!
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Pros:
  • Costumer support
Reason of review:
Good quality
Anonymous
map-marker Milford, Massachusetts

I call your customer service and put in my acc# or my SS# and says it's a restricted account

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Then the automated teller says wait while I get an agent, 30 seconds later the phone hangs up. I'm trying to pay you money WTF?
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Anonymous

Get their money anyway you can.

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Received a no interest loan on a zero turn mower i purchased from Sheffield bank. First payment due Jan 1 so i make the payment Dec 5th. Due to my screw up in writing down the wrong routing number the payment didn't go through. I fixed the issue and submitted another payment on Dec 10th that clears no problem. I check my online account with Sheffield and see that they have added a $40 charge for a late payment? Mind you this is all before the initial due date. I call them and am told the late payment fee was for my first payment that didn't go through. They acknowledged receiving the second payment way before the due date of Jan 1. I told them that this late charge was unacceptable because they did receive my payment prior to its due date and i wanted to appeal it. The girl puts me on hold for maybe 3 minutes, comes back to the phone and says your appeal was denied??? WTF. These moronic businesses don't seem to understand that a BS $40 late charge will end up costing them much much more is loss of customers.
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ryan Rmu
map-marker New Port Richey, Florida

RUN from this company

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This is absolutely the worst company to get a deal with bad customer service and they hurt the consumers. They also promise things and never follow through with what they say or promise. I receive a monthly statement and pay on time every month but continued to be marked as a charge off which hurts your credit worse than a repo.
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Cons:
  • How they handled things
  • Bait and switch tactics
  • Unfair business practices
Reason of review:
Poor customer service
Weslyn Onk
map-marker Metz, Missouri

Find out about financing lawn mower

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I filled out the paperwork Saturday morning
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Gary A Kma

Wire transfer for loan payoff

I have been trying to pay off this loan for days now. first time they said my bank account number was wrong. I requested a call back if anything was incorrect. Not, received another bill with more interest so I called again. This time they said they were an incoming call center only. This time we made sure the routing and bank account number were correct. Checking my account every two days and no activity. Called again and the service clerk said it would take two to five days, { for a wire transfer?}. I will keep on checking . Bad job for a loan company! Or is it just to rack up interest? Sad
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Loss:
$16822
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

John B Iqp

Ammount they charge for a loan

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I was looking to buy a golf cart, the dealer told me to check with Sheffield for financing, they took my application, told me I was approved, I was told the dealer would give me the terms. I call the dealer, they give me the rates and payments, tell me what you think? A 36month loan, 1st 6 months no interest, payment around lets say $210 per month, after the 6th month the interest kicks in payment $210? Hmmm. I DON'T THINK SO. 8.99% loan, $299 application fee. 13.99% loan $166 application fee. I passed. FC San Tan Valley Arizona
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Cons:
  • Arrogance
Reason of review:
Pricing issue
David R Rtn

Very Bad leaning Bank

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On May 6 2019, i appled for a Polaris 570 ($6300.00) and was denied. My credit score is 650 and i had a joint borrower. No collections or Repos ever. Do not use this service as its a waste a time and points kff your credit.
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