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They claim a 90 day No interest, No loan but there is interest. When you catch them on that, they say, oohhh, you signed the document.

Additionally there are origination fees which is a Sales Commission paid to the vendors and their sales people.

In my instance they then lied and claim I could back out but they still charged me the Sales Commission and UCC fees as though I had taken the loan, even though they claimed it was all reversed as it was a mistake.


This reviewer shared experience about not as described and wants this business to issue a full refund as the author lost $186. This person is overall dissatisfied with Sheffield Financial. Reviewer wants customer support to reach our to him or her ASAP for further discussion of this matter.

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Sparta, Wisconsin, United States #1280346

This guy doesn't Know what he's talking about... All documents say fee's before you sign.

Sheffield doesn't beg for a loan. You either take it or walk. They don't care. YES, this give 0% APR and after a certain amount of time (Usually 6 months) then they start charging interest.

Thats how the world works, they try to make a deal with giving no interest for a certain amount of time.

Reliable Lender! They even give you coupons over the holidays to skip payments without any added interest!

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