Sheffield Financial - Worst experience ever.
My account was on auto pay, never missed payments but one day i get a letter that im behind. I always eatch my bank account and the payment always posted the 15th of every month.
For some reason my payment raised and they never notified me of this until i was behind payments. Than they threatened repo of my quad and marked my credit as delinquent and my credit took a hit. No warnings or offer to make good on it. It was only 2 months.
When i tried to call and make good, the lady manager was extremely rude and cursed. So now im fighting to keep my quad and refinamce with someone else. After i paid them what i owed but she told me its too late. Unbelievable, idk how these people sleep at night.
Worse company ever. I will never use them again and will tell everyone i can to use someone else.
Reason of review: Problems with payment.
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Payments are never raised you could only go lower if requested. The reason why your payment was increased was either due to a nsf fee $40 for when Sheffield pull from your account the money was there and a late fee which is usually 4% Sheffield offers HOliday coupons and extensions for less than 30 day delinquent accounts and gives out fee waivers for late or nsf fee charges